About David Karp

Mr. David L. Karp

CRD #: 1295438

Date of Birth: January 9, 1959


Education: University of Miami –B.A.: Psychology

Florida Life Health & Variable Annuity Insurance License

FINRA Exams: Series 6 & 65


Business:

09/1997 – Present........ Karp & Associates

Registered Investment Advisory Firm

Position: Owner & Chief Compliance Officer

*Specializing in Qualified Plans 403B, 401K, SEP IRA as a Plan Limited Scope 3(21) Fiduciary, or as a 3(38) Investment Manager.

 *Thirty years in the financial investment industry as a broker, insurance agent, and financial planner. Ultimately in 1997 creating Karp and Associates and becoming a pioneer in the fee based investment advisory arena.

*Conducted education seminars at University of South Florida, Polk State College in Lakeland, Sarasota Vo Tec, Hillsborough County Public Schools Adult Ed.

*Business Partner with HASA (Hillsborough Association of School Administrators).

*Participated as a public speaker and open enrollment coordinator for the first public cafeteria fringe benefit program VISTA back in 1982.


Philosophy: Utilizing education to create clients with understanding the complexities as well as the basic concepts of investing. An educated client tends to make more rational decisions in an environment and industry that tends to be ruled by emotion.


David Karp has been registered as an Investment Advisor Principal and President of Karp and Associates since October 1997. Prior to that, he has worked in various financial planning functions as a Broker and Life Insurance Representative in the 403B market. Throughout his career, he has assisted both companies and families implement sound financial strategies that have withstood the test of time.

With twenty years of experience in conducting financial strategy courses at universities, colleges, and adult educational facilities, he provides the audience the opportunity to tap into his vast experience and knowledge. Utilizing Modern Portfolio Theory, Monte Carlo Simulation, Asset Correlation Strategies, among other advisor tools, Mr. Karp's goal is to provide maximum growth while maintaining reasonable volatility in his clients’ portfolios.